The Evolving Role of Sponsor Banks in Fintech with Visa's Brittany Decker

FinWise EYE ON: Exploring Bin Sponsorship with Brittany Decker

In this episode of the FinWise EYE ON podcast, host Sarah Grotta, Deputy Chief Fintech Officer at FinWise Bank, discusses bin sponsorship, the role of sponsor banks, and Visa's innovations with Brittany Decker, Head of Sponsor Banks at Visa.

Brittany shares her extensive experience in the financial services and payments industry, spanning nearly 14 years, and talks about how Visa supports fintech innovation. The conversation delves into Visa's journey in the fintech space, emphasizing the importance of prepaid programs and financial inclusion.

They explore significant technological milestones, such as Visa Direct and the Visa flexible credential, and discuss trends shaping the sponsorship bank ecosystem, focusing on innovation, regulatory changes, and new market opportunities in 2025.

Finally, the episode covers the evolving needs of small and middle-market businesses, with a spotlight on fleet management and other niche verticals.

00:00 Introduction to FinWise EYE ON Podcast
01:05 Guest Introduction: Brittany Decker from Visa
01:29 Brittany's Journey in Financial Services
04:35 Visa's Role in the Fintech Space
05:20 The Evolution of Prepaid and Financial Inclusion
11:25 Trends in the Sponsorship Bank Ecosystem
13:34 Innovations in Financial Inclusion
24:37 Future Trends and AI in Financial Services
29:27 Opportunities in Small and Middle Market Businesses
37:02 Conclusion and Final Thoughts